So weve been paying mortgage on time everytime for the past 6 years. And are currently weighing our options. Short sale VS foreclosure. My husband bought the house in his name before we were married in 08. So just trying to figure out our best option. Will the foreclosure be on my record? Will we have problems renting an apt? 1 benefit we are looking at with foeclosure is being able to stay here mortgage free for as long as we can. We own a townhome 1300.00 mortgage and 236.00 assoc fee Every month… As of right now we are just making it, but we want to be comfortable! Im a full time pharm tech, and hes a stay at home day, and works on my days off. We are basically never going to get ahead to save up for a real house. Our house is worth almost 35,000 less than we bough it at. Then the downfall, who really wants a foreclosure on their record! Please any advise, or stories in the same situation Please
Married in 08! House was purchased in 06. Stay at home Dad. we plan on renting and saving up for at least 5 years.
Our condominium association filed and foreclosed a lien for unpaid dues. Redemption period passed. Several months later (now) mortgagor (bank) is beginning foreclosure process for unpaid mortgage. Property is "under water". If mortgage is foreclosed and redemption period passes, what happens to our existing lien?? Thanks.
realestatemarketingthisweek.com – Foreclosure rates on Forbearance Agreements done with banks reaches 58% – Part 3 – In studio with us today on this fine New years eve is Dan Havey, the co founder of the modification hotline as well as the author of The Foreclosure Sharks a great white paper he put together. He is also the author of Real Estates Future and this segment we are talking about loan modifications and some specific information. You also have a great story to tell about this to. Well unfortunately I have too many stories about people who have had to go through foreclosures, bankruptcies, loan modifications. The one story I want to talk about real quick is a friend of mine who unbeknownst to me went out and did a loan modification on her own and not to get into a whole bunch of technical details on it she ended up getting a pretty decent interest rate because they actually cut her mortgage payment in half and she was pretty happy about that. She owed a little bit more than the house was worth, she wasnt terribly upside down, but by the time they got done with her she certainly was going to be because the modification, and actually I should not call it a modification, I should call it a forbearance agreement, what they did to her was to say, OK we will cut your interest rate in half, we will cut your monthly payment in half, but we will take all of that deferred interest and tack it onto the back end of the loan. So that by the time her interest rate went back to …
stopforeclosurefraud.com WE WILL WIN…WE ARE GETTING CLOSER…ONE LAYER AT A TIME. …I will show you how MY personal Mortgage Foreclosure FRAUD happened. Pay close attention and learn before it is too late. Here are the subjects and principles. Hi Erica Johnson-SECK (SICK) I read in your Deposition how you google your name …Just add this one for reference. Law Offices Of David J. Stern PA in Plantation Florida Roger Stotts Dennis Kirkpatrick These people are ALL over the US pulling this crap Do searches on them and all and see what you can find out to save your home. Judge Dale Ross in broward gave my home to IndyMac Bank (Property Managers) and when I tried to speak he rolled his eyes and said “What Difference Does it make”?????? He pre-judged me and this is not his job… The difference is the courts are aiding & abetting FRAUD. Yes Google his name and we will see how his peers enjoy him. I did NOT have a fair trial. I was raped from my RIGHTS as a citizen. Learn from this study it and maybe WE ON OUR OWN without the GOVERNMENT can make a difference. Thank you for allowing us to loose our wealth, rights, and justice for all. These are some excellent resources. YOU ARE NOT ALONE. IT IS NOT YOUR FAULT OUR GOVERNMENT FAILED US. We have just scratched the surface. Wait to see what is at the CORE.
stopforeclosurefraud.com A “Note” is a promise to pay _____. A “Note Rider” is not a “NOTE”. It is added or is “made part of” a note. I am gettting emails that these “Riders” are being submitted as “Notes”. My opinion is that they are trying to trick you and the judge as long as the word “Note” is there. Check to see if your Lender named is the Foreclosing Lender NOW. Check if there were any Assignments of proof that they did so. In most cases NONE were ever done as required. This is where it all starts…Make sure if your Note is signed that it is your Signature and not FORGED. If it is presented in court…Do not touch the paper as your “Original” will contain your Finger Prints as DNA. This is if your really willing to challenge and do a FULL FORENSIC evaluation. Here I will show you how MY personal Mortgage Foreclosure FRAUD happened. Pay close attention and learn before it is too late. Here are the subjects and principles. Hi Erica Johnson-SECK (SICK) I read in your Deposition how you google your name …Just add this one for reference. Law Offices Of David J. Stern PA in Plantation Florida Roger Stotts Dennis Kirkpatrick These people are ALL over the US pulling this crap Do searches on them and all and see what you can find out to save your home. Learn from this study it and maybe WE ON OUR OWN without the GOVERNMENT can make a difference. Thank you for allowing us to loose our wealth, rights, and justice for all. Uncover Violations: Get an Audit fmi-audit.com These …
I bought a home in october with a 5.98% rate. I put 10% down and it was a foeclosure so the apprisal came back much higher then purchase price(30% equity). Now rates are more then 1% lower. I would love to refi and get rid of the mortgage insurnace (7 a month based on 10% down) and the monthly payment savings would be approx . We have good credit and I would love to save 0 a month. Is 3 months to soon to refi? I know my loan does not have a pre-payment penalty.
Also my loan was sold once already(in fact it was sold 10 days after we bought the house).
stopforeclosurefraud.com Here I will show you how MY personal Mortgage Foreclosure FRAUD happened. Pay close attention and learn before it is too late. Here are the subjects and principles. Hi Erica Johnson-SECK (SICK) I read in your Deposition how you google your name …Just add this one for reference. Law Offices Of David J. Stern PA in Plantation Florida Roger Stotts Dennis Kirkpatrick These people are ALL over the US pulling this crap Do searches on them and all and see what you can find out to save your home. Learn from this study it and maybe WE ON OUR OWN without the GOVERNMENT can make a difference. Thank you for allowing us to loose our wealth, rights, and justice for all. If you need help PLEASE GO TO: www.foreclosurehamlet.org livinglies.wordpress.com 4closurefraud.org These are some excellent resources. YOU ARE NOT ALONE. IT IS NOT YOUR FAULT OUR GOVERNMENT FAILED US. We have just scratched the surface. Wait to see what is at the CORE.
